TemplateApproved
13-week cash-flow forecast template
A simple tool to see cash shortfalls before they happen and decide which payments to prioritise.
18 Aug 20267 minValid until 3 Oct 2027
Why 13 weeks?
It covers a full quarter while staying short enough to be accurate.
Structure
For each week: opening balance, committed receipts, committed payments, closing balance.
Key tip
Enter receipts based on customers' real payment history, not invoice due dates.
Suggested actions
- Build a 13-week cash-flow forecast and update it weekly
- Prioritise and chase overdue receivables
- Negotiate payment timing with key suppliers
Possible causes
- Gap between collecting receivables and paying suppliers
- Growing inventory
- Several loan repayments falling at once
Required documents
- Receivables ageing report
- List of debts and due dates
- Bank statements for the last 3 months
Warnings
- Issuing uncovered cheques has legal consequences; check cash flow before new commitments
